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How Vida AI Helps Lenders Reduce Bad Debt and Improve Loan Portfolio
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How Vida AI Helps Lenders Reduce Bad Debt and Improve Loan Portfolio

Bad debt costs lenders money. Every unpaid loan damages your revenue and weakens your portfolio. But what if you could...

November 20, 20254 min read
The Lender's Guide to Bad Debt Recovery: How Vida AI Optimizes Every Loan Portfolio
Article

The Lender's Guide to Bad Debt Recovery: How Vida AI Optimizes Every Loan Portfolio

Bad debt recovery remains one of your biggest challenges as a lender. Every non-performing loan drains your resources and threatens...

November 7, 20253 min read
How Vida AI Recovered ₦33M in Bad Debt in Just 2 Months
Article

How Vida AI Recovered ₦33M in Bad Debt in Just 2 Months

Losing ₦33 million sounds like a nightmare. For Veend, it almost became reality when a state government employer abruptly pulled out...

October 27, 20255 min read
Major Reason New Merchants Fail And How The Smart Ones Are Avoiding It with Vida AI
Article

Major Reason New Merchants Fail And How The Smart Ones Are Avoiding It with Vida AI

Did you know that 90% of new merchants fail within their first 120 days? The vast majority of e-commerce merchants are...

September 29, 20256 min read
The Strategy Smart Merchants Use to Double Sales Without Increasing Marketing Spend
Article

The Strategy Smart Merchants Use to Double Sales Without Increasing Marketing Spend

Smart merchants double their sales without spending more on marketing. They understand a simple truth: you don't need more customers...

September 9, 20254 min read

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VIda is an AI-powered credit decisioning engine, specially designed to help merchants and institutions make informed credit decisions.

Note that Vida is not a credit bureau, we basically leverage data from multiple data sources while infusing AI to enhance the credit assessments of merchants and institutions.