PRICING & PLANS
Plans curated specially to help you scale
For small and medium scale businesses
N.B: All unused profile validation tokens will expire after 3 months.
PLATFORM LED
Credit Profiling Fee
(Customer pays)
₦4,000
Origination Fee
3.5% of loan originated
by Vida only
Collection Fee
1.5% of repayment collected
Address Verification
1 validation token (₦4,000)
CUSTOMER LED
Credit Profiling Fee
₦4,000
Origination Fee
No charge
Collection Fee
1.5% of repayment collected
Address Verification
1 validation token (₦4,000)
PLATFORM LED
Credit Profiling Fee
(Customer pays)
₦4,000
Origination Fee
3.5% of the principal
by Vida only
Collection Fee
1.5% of collections on all instalments and settlements both on the merchant and financial institution payments
Address Verification
1 validation token (₦4,000)
CUSTOMER LED
Credit Profiling Fee
(Customer pays)
1 validation token (₦4,000)
Origination Fee
3.5% of loan originated by Vida only
Collection Fee
1.5% of collections on all instalments and settlements both on the merchant and financial institution payments
Address Verification
1 validation token (₦4,000), expires after 3 months
Credit Profiling Fee
(Charge on each customer imported or marked for recovery)
₦4,000
Collection Fee
3.5% of repayment collected
Credit Profiling Fee
1 validation token (₦4,000)
Collection Fee
1.5% of repayment collected. Charged by payment collection partner
Address Verification
1 validation token (₦4,000)
Paid annually, starting at....
₦60,000,000
For enterprise businesses who need a customised solution
All features, plus
600 free validation tokens every quarter. All validation tokens expires after 3 months
Dedicated account manager to manage service relationship and escalations
Everything in the transactional model, but on a dedicated instance with your logo and brand colour
Listing and Loan Origination on mycreditprofile.me
BVN verification
Repayment collections are sent to your bank account
Credit Profiling of Borrowers
Credit bureau reports
Address Verification
Repayment collections from accounts linked to customer's BVN via direct-debit
AI generated eligibility for borrowers
Repayment collections from customer salary from payroll platforms
Passive account numbers for repayment collections
AI generated credit worthiness report for borrowers
Access to personalized credit profile validation link
Team members
Audit Logs
Advanced collection method to get repayments
Vida AI Credit Risk Officer (CRO) Co-pilot